Customers and regulators are setting requirements for both transparency and trust to ensure the customer – and their personal data – is protected. The end result of the open-banking revolution will essentially be the decoupling of financial products and services from the underlying systems on which they run.

[Learn More →](https://konghq.com/blog/guide-to-open-banking-and-embedded-finance)Learn More →

An internal API economy lets institutions create a valuable catalog of APIs which developers leverage and reuse for future projects and outcomes. At the same time, a robust external API economy lets banks expose their financial products and data for other brands to embed within their offerings, providing new revenue streams.

[Learn More →](https://konghq.com/blog/api-economy)Learn More →

More financial institutions and upstarts are adopting a Zero Trust security stance. This completely removes the concept of trust from the environment and relies on a powerful API platform to ensure strong authentication and authorization between all services and APIs.[](https://konghq.com/blog/guide-to-open-banking-and-embedded-finance)

When core banking products can be easily offered by other brands, and even whitelabeled to appear like a product from that other brand, it’s possible for both the brand to benefit from a happier, more fulfilled customer, and the bank to benefit from potentially a net new customer.[](https://konghq.com/blog/guide-to-open-banking-and-embedded-finance)