Win the FinTech Digital Banking Race
Is Your Finance API Strategy Future-Proof?
Gain the ultimate edge in terms of digital experience, speed, and innovation with Kong. Increase revenue, get to market faster, and achieve zero-trust security with a full-lifecycle API management solution accelerating fintech application development at the world’s leading financial institutions.
Build a Finance API Strategy for Open Banking, Embedded Finance and Beyond
Open Banking Standards
With open banking, customers now have the ability to switch financial product providers easily, resulting in a more open and inclusive landscape of products, and better customer experiences.
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API Economy
The API economy allows traditional banks to find new routes to market and capture customers who would not normally engage with them, while empowering neo banks to quickly spin up disruptive offerings.
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Fintech Compliance
Consistent, enforced and governed digital banking security standards are critical given today’s hyperconnected and highly-distributed landscape.
Embedded Finance
For the consumer, embedded finance is about providing more choice and injecting financial products and services directly in the apps and experiences they engage with every day.
Open Banking Standards
Open Banking API initiatives have taken flight in many economies across the globe. Predicated on the open access of banking data for the overall benefit of customer choice, it comes with many challenges, security not the least of them. Now, across the globe, both customers and regulators are setting requirements for both transparency and trust to ensure the customer – and their personal data – is protected. The end result of the open-banking revolution will essentially be the decoupling of financial products and services from the underlying systems on which they run.
API Economy
While organizations use APIs to provide better ways to access data and core capabilities, the way those APIs can be leveraged by developers within the organization as well as outside of the organization constitutes the API Economy. A thriving internal API economy is a great way for financial institutions to create a valuable catalog of APIs which allow developers within the organization to leverage and reuse for future projects and outcomes. At the same time, a robust external API economy lets banks expose their financial products and data for other brands to embed within their offerings, providing new revenue streams.
Fintech Compliance
In order to overcome digital banking security challenges, more financial institutions and upstarts are adopting a Zero Trust security stance. This completely removes the concept of trust from the environment and relies on a powerful API platform to ensure strong authentication and authorization between all services and APIs.
Embedded Finance
When core banking products can be easily offered by other brands, and even whitelabeled to appear like a product from that other brand, it’s possible for both the brand to benefit from a happier, more fulfilled customer, and the bank to benefit from potentially a net new customer.
Customer Success Stories
Accelerating API-Driven Innovation at Today's Leading Financial Institutions
