# How Prudential is leveraging AI and Kong AI Gateway to transform legacy application modernization
Liz Brand, VP & Global Head of Cloud at Prudential took the stage at API Summit 2025 to share their approach to modernization in the AI era.
### **The Traditional Approach - 8 Years Ago:**
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Multi-year modernization projects with high capital investment
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Had to pick high-value targets and prioritize
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Many legacy applications were left behind because they were too difficult, complex, or costly to modernize
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Limited scalability—only got to a certain number of applications over the years
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Data centers were still full of legacy applications waiting to be modernized
### **The New Approach in the AI Era:**
Prudential is "leaning full all in on agentic code development" with the following strategies:
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**Refactoring Legacy Apps:** Using AI to understand applications that haven't been looked at in years—discovering what they don't even know about them
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**Application Decomposition:** Breaking down applications into smaller components (microservices with significant agent layers on top)
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**Eliminating Duplication:** Finding and removing duplicate APIs across the ecosystem to reduce complexity
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**Tackling Hard Problems:** Now have the tools to take on the difficult, complex applications previously left behind
### **Key Themes**
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This is a "wipe the slate clean" moment like cloud was a decade ago
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Creates an opportunity to obsessively learn and relearn problems
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Companies in the successful 5% will be those that relentlessly pursue different solutions
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The winning companies will "change the next decade of our technology"
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"It's amazing to see all the advancements with Kong AI Gateway in the last year. It's really a transformative product that you guys have put out there."
— Elizabeth Brand, VP & Global Head of Cloud, Prudential